As a rule, insurance companies ALWAYS want to settle. Path of least resistance for them, and they just turn around and jack up the rates because of demonstrable higher risk.
That is not always the best path for the business. I have zero insider info on this either, but if it becomes a large settlement, the D&S runs the risk of becoming uninsurable or having such high premiums that the business can't generate a profit. I do know this. After the last fires, when the D&S was shut down for over a month, it took years for them to recover and between the fires and track washouts this last year, I must assume that same it true.
Chris